I mean I have UConn at 20th. Who is the highest ranked 3 loss team. Gonzaga right behind them. Which I feel is pretty fair. And this early in the season, it is much easier to make what seem like drastic changes. Unlike the AP though, I am not sold on Baylor or Houston. Baylor also has 3 losses. A 38 point loss to Gonzaga, a 15 point loss to Tennessee and 4 point loss to UConn. They do have a couple nice wins over Arkansas and St. Johns. So if they keep winning, they'll rise back up. As for Houston, also 3 losses to Auburn, Alabama and SDSU. But their wins are Jackson State, Louisiana, Hofstra, Notre Dame, Butler and Troy. They have one Q2 win which was ND who is 100th in the NET and Butler(Q3) who is 76th. Me personally, I don't understand the love they get from the voters or the rating systems. But it is what it is. It is all just my opinion, just like it is for AP Voters and Coach voters. I use my eyeballs, who they have played, beaten, lost to, win/loss margin, what happens to teams around and I'll use NET more than Kenpom but neither are going to be the end all, be all.