Finally got around to reading the article, ugh.
I won't argue that workers comp, like many things in the new economy, needs updating but this seems to be a step back. It seems pretty clear the ultimate goal is to let employers determine if they will pay a claim or not. I see in the future, in construction, many small claims being paid out so the company keeps up the appearance of covering employees but will work hard to limit the larger claims that are why WC is there.
One part of the article sounded eerily similar to what I heard from South Carolina when I called to complain about the way the insurer of a guy who bounced me off the hood of his car while I was on my morning walk was handling the claim. I was told in SC, and I would guess most other states, the insurance company was not obligated to pay claims, just obligated to try and settle them. I did ask why it was then that the state forced me to pay my premium instead of just letting me try?
To me it's just another example of how far to one side power has shifted. They don't even really try to spin this crap anymore, they just say it will be better for employees and know that the majority of people will never hear about the change and if they do it will simply be turned into a political issue and they will automatically get around 50% support.
Finally, i have had employees make claims in SC, I can say that the part of the article where they say they are going above what WC provides in this state smells funny if that 75% is in fact taxed as the article states earlier. The way it has worked in my experience is that the employee gets the equivalent, in our case they are hourly so their weekly pay is averaged out, of net pay each week, up to 66% of gross, I don't think they can get more then their average net pay, but haven't come across a situation where it could happen so I'm not sure. So taxed, that 75% could prove to be significantly less for the employee.