I apologize Bob I was just hoping you would have read the chapter I quoted in the bible that answers your questions . So here goes the fansince72 version. Yes , I do believe that my life was predetermined, predestined. I am who I am. I am the person God made me to be. My death is predetermined also. I am of low esteem, a simple man.
Yes I have free will to reject the Lord , hopefully I will not. Peter denied the Lord 3 times before the cock crowed. I have rejected my sinful nature and trust in what jesus did on the cross .That my sins are forgiven because of what he did for us.
As far as whether man can be blamed, it all goes back to the garden. Satan deceived Adam and Eve and as a result of that 1st sin, mankind became sinful. So yes by the original sin of Adam we became inherently sinful.